We’ve had an interesting time in recent weeks with Peter Rowlands’ Mike Stanhope novels. I read and reviewed the first two in the series, giving my opinion that the prose is good, the characterizations so-so, but the plotting weak. I had a surprise when author Rowlands himself showed up in our comments, a little stung by my criticisms but encouraging me to try the next book. So I bought and read Denial of Credit. It was, indeed, a better story – though I still have quibbles.

Mike Stanhope is an English journalist in the field of transportation and logistics. In the first book, he met and fell in love with Ashley, who lives in Cornwall, and he moved there to be near her. But they both have cold feet now about their relationship, and the problems of working remotely, far from London, add to the friction. Mike’s income has decreased, and he’s feeling the pinch.

Then he hears from a famous business mogul named Alan Treadwell. Treadwell is supposedly retired, and he wants a ghostwriter for his autobiography. It’s not an appealing offer, as Treadwell is famously hard to work with. But Mike isn’t in any position to turn work down.

The man proves just as difficult as the rumors say. He has definite ideas about how he wants the book to go, and specific instructions about whom Mike should talk to – and not talk to. But Mike is incurably – somewhat self-destructively – curious. He sniffs around in forbidden places, and what he learns will put him and others in danger.

My major complaint about the last book – the repeated need for lucky passersby to scare Mike’s attackers off before they kill him – was less of a problem here. Mike does have a couple fortuitous escapes, but they’re more complex than before, which makes them more acceptable in narrative terms. I think the characterizations are still a little underbaked, but I can’t deny the book held my complete attention all the way to the end.

One thing I like in these books is that they deal with the business world in an informed, nuanced way. Very few novelists are in a position to do this (John D. MacDonald was a sterling exception).

The book ends in a cliffhanger, but it’s part of a subplot line, so I don’t object to that.

Denial of Credit wasn’t perfect, but I enjoyed it and recommend it.